Federal Employee Advocates

Tom Ratigan

(916) 955-5556

Email Tom for the Current Password to Our Online Calculator

“The Path to a Bullet-Proof Federal Retirement” Video

Vince Bono


Olivia Voznenko


Carolyn M Tobin

Carolyn M Tobin


Since 1974 our Founders have been helping federal employees better plan for their federal retirement.

Our primary goal is to provide  professional, unbiased federal benefit training & consulting to all members of the FERS & CSRS federal employee community.

We conduct 20 Federal Employee Pre-Retirement Strategy Webinars every year that cover a variety of topics that will help you better plan for your federal retirement, along with videos,  articles, a proprietary FR 80 online calculator, and an eBook, all free of charge to federal employees who registered for one of  our Pre-Retirement Strategy webinars.


Meet Val Majewski

       Val’s services include:

  • Estate Planning

  • Living Trust & Will Preparation

  • Financial Planning

  • TSP & IRA rollovers

  • Life & LTC Insurance

  • Val is a Chartered Federal Employee Benefits Consultant, ChFEBC℠
  • Val’s specialty is on federal benefits training & retirement planning.
  • Val has been serving federal employees since 2008.
  • Val is a licensed Fiduciary, which requires him to hold a Series 65 Securities License and put your needs ahead of his own.
  • Val is a licensed insurance agent.