Federal Employee Roth TSPs – The Good, The Bad & The Ugly

The TSP added a Roth option in 2012, but for many, there are still more questions than answers. The Roth TSP is primarily a tax consideration. It is not a new investment option. Money goes into a Roth on an after tax basis – meaning you pay taxes on the money and then it goes … Read more

9 Things to Know for a Better Federal Employee Retirement

Caveat-These are not in the order of importance 1. TSP contribution limits for 2016 remained at $18,000 plus $6,000 catch-up contributions for folks over age 50. This calculates to $692.31 per pay period and $230.77 per pay period, respectively. If you make your adjustments part way into the year, your contribution will be more each … Read more

What Federal Employees Aren’t Being Told About Their Social Security Benefits

With a Social Security System that has nearly 3,000 filing rules, hundreds of potential filing strategies and a government workforce prohibited from dispensing advice to its citizenry (including its own workforce retirees), it’s more important than ever as a government career employee to retire with a careful, well-planned and solid retirement plan.  Social Security, when … Read more