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Please remember that this website DOES NOT provide federal employees with financial advice or financial representation through the articles or comments contained herein and nothing contained herein should be construed as such. As financial advice must be tailored to the specific circumstances of each individual person, and the financial markets are constantly changing, nothing provided herein should be used as a substitute for the advice of your own financial advisor(s) and/or your own due diligence. The articles contained in this website are opinion based only, and may contain inaccuracies.