Our TSP suggestion to OPM about adding an “H Fund”

I remember vividly the financial meltdown that the took place in 2008 and the catastrophic effect it had on the TSP C Fund, S Fund, I Fund and L Funds. Tens of thousands of federal employees who were planning on retiring in January, 2009 are still working today because the C Fund, S Fund and … Read more

Very Dangerous TSP Advice

“If I’m planning to start drawing from TSP in 2022 (I will be 58 years old and am in FERS), do you recommend I be in the L2020 fund now…based on I’m currently 50 years old and planning to start drawing at age 58?” Answer: “Given that you are 50 years old and plan to … Read more

Two Simple Steps for a Retirement Decision

Are you considering retirement but not sure if you will have enough money to live on? You could do a detailed budget or you can try a simple three step solution. Lets look at two steps that can help you figure out if you can financially afford to retire. Step number one is to figure … Read more