The TSP introduced the Roth TSP in 2012. Unfortunately, there is still a lot of confusion about what the Roth TSP is and why it is a great option for many federal employees. The Roth TSP is not a new investment option. It is an alternative tax handling of your TSP contributions. When you contribute … Read more
For most federal employees, retirement is a very long vacation where their TSP, Social Security, Pension and other “invested assets”, have to last for many years. Running short of money is hard to recover from since rarely are there do-overs in retirement. As federal employees try to prepare themselves for their eventual retirement, it’s easy … Read more
The TSP is an efficient accumulation vehicle. Between it being payroll deducted, offering a match up to 5% and having low fees the TSP can be a great investment vehicle to save for retirement. What about the second phase of your life which is the distribution phase. What are your options to withdraw your funds … Read more